Blockchain payment firm Ripple has rolled out a whitepaper on the state of Central Bank Digital Currencies (CBDCs), their utility in cross-border payments as well as challenges towards adoption in several jurisdictions. The framework published on Dec 14 explains the developments of CBDCs, the present approach deployed by central banks and financial authorities as the technology continues to reach more people and onboard use cases. In the last few years, Ripple has become a major backer of CBDC development in several countries, winning bids to be the technology partner and expanding its business model. This year, cross-border payments have become the most popular utility of CBDC.
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