The Solana-based crypto lending platform Jet is relaunching with fixed-rate loans, taking a page from traditional finance even as the majority of its crypto rivals cling to variable rate products. Jet uses an order book design where borrowers and lenders set their own terms, including the level of interest rates and payback timelines. Even with less risk, Moreau said, Jet’s model faces some friction from big traders like market makers who have grown used to the flexibility of variable-rate products, where they can often pull their money at any time.
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